At B.C.D.T., we manage insurance portfolios for companies and natural persons active in Switzerland or planning on establishing in Switzerland.
At B.C.D.T., we fully assist our clients, with a genuine partnership spirit, in order to optimise their insurance portfolios.
At B.C.D.T., we act early in the process of setting up, restructurating, managing and monitoring insurance policies and contingency plans; as well as later, by actively managing claims.
B.C.D.T. is a company on a human scale. Our associates have been trained by important insurance and brokerage institutions. They aim at building a long-lasting and privileged relationship with their clients. They take an active part in management, to ensure they acquire a deep knowledge of the files history, which is essential to opimized and long-lasting insurance portfolios.
Insurance and contingency portfolios management in three steps
Risk and requirements analysisA risk management analysis is needed in order to outline:
the client's potential risks according to his occupation and his assets.
the client's risk and social policy.
This step will allow us to pragmatically outline the needs of our client in terms of insurance cover..
Thus we make every effort in order to create and/or consolidate our clients' insurance portfolios with a truely personalised approach, all the way respecting our company's most important value: confidentiality.
Market research / Invitations to tender
In order to guarantee a complete independance for our clients and, consequently, to offer them a general view of the insurance market, we at B.C.D.T. ratified 42 brokerage conventions with our national and international partners.
This neutrality brings us to examine the insurance market on a regular basis in order to objectively optimize your insurance portfolio, in terms of service and in terms of costs.
The invitations to tender results will be introduced to our clients clearly and all-inclusively, in order to efficiently guide their choice.
Management and Follow-up
Furthermore, Sébastien Courvoisier and Jean-Luc Duckert being competent in other fields as well, can offer their savoir-faire to companies and to their executives and employees and meet their needs in terms of taking out a health insurance policy (group insurance), accession to property (pawning / disqualification from LPP, ...), fiscal optimization and financial planning.